come to think of it. there's only 1 thing i need and everything else can then solved. time. anyone would like to transfer me some?
if i really have a time bank account, it is probably always zero. if i really have a time-ial adviser i probably should get him/her sacked because i don't see much returns from my time investments at all. and i am really glad i can't get a loan for time because i don't really think i'll be able to pay back at any rate and if there is interests for time, i will probably be bankrupt. okay i really should stop eating into my zzz time. nite!